A white-label loan is essentially a home-branded loan, much like the home-branded products you see in the supermarket aisles. Like these products, white-label loans aim to deliver many of the same great features as bank-branded home loans, but for a lower cost to you the customer. A trend seen in supermarkets over recent years has been not only an increase in the range of white-label options on offer, but also an increase in the quality of those products. This trend has con
When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really important at a property inspection. Is it right for you? Is a spare bedroom, second bathroom or ensuite a must? Will everyone be safe or comfortable climbing stairs? Does your dog need space to roam? Be realistic about the features you can’t live without. Floor plan and room sizes Walk around the property to get a sense of how one room flows into the next.
If you’re on a temporary working visa in Australia and wish to return home, you may be wondering whether you can claim superannuation earned during your employment here. This payment is called a Departing Australian Superannuation Payment (DASP), which you can claim if you meet the required criteria. Chasing down your super payments can be a bit of a hassle, but we’ve broken down the steps here: read on to learn more about eligibility requirements, ways of applying, and other
You’ve heard that investing in property is a great way to build your wealth, and has relatively minimal risk: however, working with a solid investment plan takes time, money, and devotion. When it comes to financing your chosen property, there are a wide range of different loan products with their own advantages and disadvantages…but first, you’ll need to navigate the application process! 1. Determine how much you can borrow Your borrowing power is determined by a review of y
When applying for a loan, you’ll need to provide proof of income in your application. This can prove tricky if you are self-employed, as you might not always have typical forms of income verification on hand. However, there are other acceptable alternatives that you can present as proof of your income. Tax Returns Depending on the lender, providing the last two financial years’ tax returns is typically accepted as proof of income. Lenders will be looking for a consistent, ste
Whether you’re a personal trainer or a large computer repair shop, if you want to grow and build your business, you’ll need to attract new customers and keep them coming back for more. Effectively marketing your business is one way to grow your brand and your business. What is marketing? Marketing is a strategic mix of activities that aim to build your business’s brand. Having a strong brand helps potential customers to easily identify your business and connect with it. If yo
When your investment property lies vacant for even a short time, your earnings can take a big hit. So how do you get the best out of your property in a competitive market? Here are some tips to make your property stand out from the pack. What tenants want Property managers and agents know that many tenants judge properties based on the property size, the state of the kitchen, air conditioning, and storage options. It’s possible to add or fix some of these things by renovating